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Singapore pay or Malaysian life?

By Faisal HouraniAI Reads Malaysia 1127 October 20264-minute read
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The short version

As posted.

Singapore's middle pay: 6 times Malaysia's. And what 229 people say it costs.

The gap is shrinking. I asked AI to read 2,448 Reddit posts about working in Singapore. 229 people told their own story. Money came first. Family and rent came right behind. Of the 65 who said how it went, only 4 regret it.

Send it to a friend with a Singapore offer. The full read is on my site. Link in bio.

Numbers: pay from SingStat and DOSM, 2025. Singapore counts citizens and PRs, with the boss's CPF. Malaysia counts citizen staff, without EPF. S$1 = RM3.1896 (Bank Negara, 16 October 2026). AI read 2,448 Reddit posts, pulled 18 October 2026. A reason counts when two AI reads agree. These are people who chose to post, not a survey.

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The full story

Is Singapore pay worth leaving Malaysian life? Singapore’s middle pay is 6 times Malaysia’s. I asked AI to read 2,448 Reddit posts and comments about working there, and 229 people told their own story. Money came first. Family and rent came right behind.

What I found.

The charts are free to use with a link to this page.

1. Even KL’s middle pay is under a quarter of Singapore’s.

Singapore’s middle full-time pay in 2025 was S$5,775 (RM18,420). Malaysia’s was RM2,940 (S$922). That’s 6.2 times. Even Kuala Lumpur’s middle pay, RM3,938 (S$1,235), is under a quarter of Singapore’s.

Middle monthly pay in 2025 in ringgit: Singapore RM18,420, then Malaysian states from Kuala Lumpur RM3,938 to Johor RM2,688
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2. 4 in 5 workers in Singapore earn over 3 times Malaysia’s middle pay.

4 in 5 full-time workers in Singapore earn at least S$3,164 (RM10,092), 3.4 times Malaysia’s middle pay.

Malaysia's middle pay RM2,940 against Singapore's 20th percentile RM10,092 and middle RM18,420
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3. The gap is shrinking.

The gap is shrinking: 6.9 times in 2023, 6.2 today. Malaysian pay grew 21% since 2022, Singapore’s 13%, and S$1 buys 7% fewer ringgit than in October 2023.

Singapore's middle pay as times Malaysia's: 2022 6.8, 2023 6.9, 2024 6.4, 2025 6.4, today 6.2
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Middle pay growth 2022 to 2025: Malaysia 21%, Singapore 13%
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S$1 in ringgit each October, 2022 to 2026
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4. Job by job, the gap is biggest for managers.

Job by job (2024), the gap runs from 3.6 times (clerks, men) to 6.3 times (managers, women).

Singapore pay as times Malaysia's by job and sex, 2024
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5. Malaysians search less for Singapore jobs.

Malaysians Google “work in singapore” 52% less than in 2024 (January to September). This goes with the smaller gap; it doesn’t show the gap caused it.

Google searches in Malaysia for work in singapore, January to September each year
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6. Money is named most. Family and rent come right behind.

I had AI read 2,448 Reddit posts and comments about working in Singapore. 229 people told their own story. The reasons they named: money (31), family back home (27), rent and costs (27), things that work (20), work pressure (20), a bigger career (19).

What 229 people's own stories name: money 31, family back home 27, rent and costs 27, things that work 20, work pressure 20, a bigger career 19
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In their own words, with their upvotes:

  • “Money here is much better” (32)
  • “Rent has been thru roof. I stay in a condo which rent is 4200$.. landlord asking 7500$ for renewal.” (361)
  • “I am not willing to suffer 100% more at work for 50% increased savings.” (152), from someone who turned the job down.
  • “I miss my friends in Malaysia because hanging out and chatting seems a lot more relaxed.” (79)
  • “Because she is taking good care of our parents, I can work in SG without any worries” (485): a sister at home is what lets one person go.
  • “I was in and out of the SG immigration center within 10 minutes” (1,174)
Quotes: why they go
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Quotes: what pushes back
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Quotes: what pulls home
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Quotes: what keeps them
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7. Only 4 of 65 regret it.

Of 65 who said how it went: 34 glad, 27 mixed, 4 regret it. 12 of 23 who stayed in Singapore are glad, and so are 6 of 10 who came back.

How it went, 65 who said: glad 34, mixed 27, regret 4
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Share glad: stayed in Singapore and came back
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Both sides win.

Singapore wins the pay, things that work and a bigger career. Malaysia wins family and the rent. Which one you’d miss most is the answer.

What I’d check.

If I got a Singapore offer:

  1. The rent. I’d turn the offer into ringgit at today’s rate, then take off a year’s rent, with a rise.
  2. The hours. I’d ask about the hours and the pace.
  3. The way home. How often could you get home, and what work would be there if you came back? Of 21 people who came back, 3 said a job or business was waiting and 3 took a pay cut: a lead, not a rule.

Hiring in Malaysia? Money was the top reason, but 19 named a bigger career and 20 the pressure. Could you show a clear next step, protect their time, and keep the door open for those who come back? A test, not a promise: these stories show what people named, not what would retain everyone.

How I did it.

Singapore pay is SingStat’s middle gross monthly income of full-time employed residents, including the employer’s CPF. Malaysia’s is DOSM’s middle monthly wage of Malaysian citizen employees, without the employer’s EPF. Both 2025 (jobs: 2024). Rates: Bank Negara’s middle rate, 16 October 2026 (S$1 = RM3.1896). Reddit: 151 threads from r/malaysia, r/MalaysianPF, r/askSingapore, r/singapore and others, pulled 18 October 2026. AI read every post and comment, then read the first-hand stories again; a reason counts only when a second AI read agrees.

Map of the southern peninsula and Singapore
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Want all the charts at once? Download them in one PDF.

What it can’t tell you.

Singapore’s figure counts citizens and permanent residents, so most Malaysians there (on work passes) aren’t in it. It’s pay before rent and prices. Reddit posters chose to post: this isn’t a survey, and the counts show what goes together, not what causes what.

Say hello.

Writing about work in Singapore, or want the numbers? Email me at [email protected].

Run a business in Malaysia? Ask for a free check of your place.

What I do with it.

Reading what people already say is one way I find what to build.

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Check the rent first.

Got a Singapore offer? Turn it into ringgit at today's rate, then take off a year's rent, with a rise. 27 of 229 people's own stories named rent and costs as what pushed back.

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